Research on the Innovative Pathways of Digitalized Finance Education Reform in Universities from the Perspective of New-Quality Productive Forces

Abstract

This study explores the driving mechanisms, practical challenges, and innovation pathways of digital finance education reform in universities, employing the analytical perspective of new-quality productive forces. The findings reveal that the comprehensive integration of digital technologies into finance education has emerged as a critical factor for enhancing the quality and effectiveness of talent cultivation, facilitating the development of students' interdisciplinary competencies and digital literacy. Nonetheless, persistent challenges hinder the full realization of these benefits, including fragmented digital platforms that limit seamless educational experiences, insufficient digital proficiency among faculty members that constrains pedagogical innovation, and curricula that lag behind contemporary industry demands. From a strategic standpoint, the study emphasizes the importance of top-level design in orchestrating coherent reform initiatives, while advocating for systematic curriculum restructuring to better align educational content with evolving financial practices. Pedagogical innovation, including the adoption of interactive digital teaching tools, data-driven learning analytics, and scenario-based experiential learning, is highlighted as a central avenue for cultivating students' practical skills and problem-solving capabilities. Moreover, optimizing assessment systems to capture both knowledge acquisition and applied competence is identified as essential for sustaining continuous improvement in learning outcomes. The research further underscores the foundational roles of university-enterprise collaboration, which bridges academic instruction with real-world financial practice, and robust data governance, which ensures the integrity, security, and effective utilization of digital educational resources. Collectively, these insights provide a structured framework for advancing the digital transformation of finance education, supporting universities in cultivating highly skilled, versatile, and industry-ready finance professionals capable of navigating the complexities of a rapidly evolving digital financial landscape.